~ Chase Short Sales, Chase Short Sale Specialist, Las Vegas Short Sale Agent in Nevada ~

702-482-7739 - Chase Short Sale Agent in Las Vegas - http://www.shortsaleinnevada.com - The Ballen Group - Las Vegas Short Sale Specialists

CHASE Frequently Asked Questions answered

How long does the process take?

Once all required documentation is submitted a decision is typically completed within 30 days. Common reasons decisions may be delayed include low offers for your property which are under fair market value and junior liens held by other banks or individuals that also need to agree to a short sale. Depending on the type of loan, an investor and/or insurer may also need to approve the sale.

Will I have any tax liabilities?

Consult your tax advisor to see if you will incur any tax liabilities as a result of the short sale.

How will a Short Sale affect my credit?

The completion of a Short Sale may affect your credit rating. The final disposition of a completed Short Sale may be reported as "Account paid in full for less than the full balance" on your credit report.

Does Chase charge a fee for the completion of a Short Sale?

No, Chase does not charge a fee for processing or completing a Short Sale.

I signed up with a Short Sale negotiation service. Will Chase pay their fee?

No, Chase will not pay any 3rd party Short Sale negotiation or processing fee nor allow this type of fee to be deducted from the proceeds of the sale of the property.

Will I be required to pay back the amount of the shortage or the deficiency balance?

The approval letter will specify the terms of the Short Sale approval. Your Loss Mitigation specialist will be able to explain whether the deficiency balance will still be owed.

My loan is in Foreclosure. Can I still be considered for a Short Sale?

Yes, however the Foreclosure may continue during the process. Please contact your Loss Mitigation specialist for more information.

My loan is current. Can I still be considered for a Short Sale?

Yes, however the required financial documentation must be submitted along with a detailed Hardship letter explaining the inability to continue to maintain your loan payments.

I have two loans. Can I still be considered for a Short Sale?

Yes, however if the 2nd loan is with another bank they will need to approve the Short Sale separately.

My property is a rental. Can I still be considered for a Short Sale?

Yes, however you must include rental income documentation, which will include bank statements, rental agreements or an explanation letter if rents are not being generated.

Do property taxes need to be paid during the Short Sale process?

Yes, if your property taxes are not escrowed as part of your loan payment and they become due they should be paid.

I filed Bankruptcy. Can I still be considered for a Short Sale?

Yes, however consult your Bankruptcy attorney regarding the process of selling your property during a Bankruptcy.

I want to deed my property to Chase. I have heard this is possible through a Deed in Lieu of Foreclosure. Is this an option?

This may be an option however it is recommended the Short Sale option is reviewed first. Please contact your Chase Loss Mitigation specialist for more information.

GET HELP RIGHT NOW

Short Sales are common in Nevada. You have nothing to be embarrassed about. You DO need to act Quickly though. We understand the Nevada Foreclosure Timeline and are here to answer your Short Sale Questions. Our Las Vegas Short Sale Specialists are standing by so call 702-482-7739 or GET SHORT SALE HELP IN NEVADA NOW by requesting help online. There are NO upfront fees to worry about so we can get your Las Vegas short sale started today. When you call 702-482-7739, a Las Vegas Short Sale Agent will schedule a time to meet and put you in touch with legal counsel should you want to discuss short sale vs. foreclosure options. WE CAN HELP - but you must act now. Call 702-482-7739 Now.

Las Vegas Short Sale Agent and Information

FHA Short Sale FREE Short Sale Kit Save it or Walk Away? Short Sale Definitions Short Sale vs. Foreclosure Short Sale Questions The Hardship Package The Short Sale Process The Short Sale Team What's MY home Worth? When to Sell

Las Vegas Short Sales

WANT TO BUY A LAS VEGAS SHORT SALE?

SEARCH THE MLS NOW FOR SHORT SALE HOMES IN NEVADA

~ Peccole Ranch Homes for Sale - Find Real Estate in Peccole Ranch Nevada ....

http://www.peccoleranchforsale.com - Peccole Ranch Homes for Sale - Find Real Estate in Peccole Ranch Nevada .... Peccole Ranch mortgage rates, and schoolsin Peccole Ranch, NV - 702-604-7739

Neighborhood Info

In addition to Peccole Ranch homes for sale, here you'll also find a comprehensive Peccole Ranch School Report, full Peccole Ranch demographics, and real estate insights second to none. Please feel free to browse the site to learn about Peccole Ranch Real Estate homes for sale, and get in touchwith any questions you may have.

Updated Daily

This site is updated daily with new Peccole Ranch homes for sale and properties that come on the market in the Peccole Ranch area. Often, homes are sold within days of coming on the market. That is why it's valuable to have the full, updated homes and property data on this website. Along with the ability to view Peccole Ranch homes for sale, you'll also get the following when you sign up:

• 1000's of Local Homes for Sale
• Access to Virtual Tours
• Knowledgeable Expertise
• Accurate & Up to Date Content
• New House Email Updates
• Access to Full Home Details
• Immediate Responses to Questions
• Simple & Efficient Navigation

Learn About Peccole Ranch Right Here!

It is very important for you to know the ins and outs of the town (Peccole Ranch) you will be moving to. When you're making a decision to move, you want to work with the Peccole Ranch real estate agent who has extensive knowledge of the area and can help you and your family prepare for life in Peccole Ranch. Who better to answer your important questions like, "Where is the good Chinese place?" and "How far away is the movie theater?" Find out about what matters to you, such as the quality of the local school system, access to mass transit, and overall quality of life in Peccole Ranch. Now you can take advantage of Peccole Ranch expertise, get answers to your questions, and relax while all your needs for your upcoming move to Peccole Ranch are taken care of!

To find out more about Peccole Ranch, or to get in touch, please click here.

~ Las Vegas Real Estate Connections by The Ballen Group, Short Sale Specialists of Keller Williams Realty Las Vegas

http://www.BallenGroupHomes.com - 702-604-7739 - Click HERE to see Homes for Sale in Las Vegas - Keller Williams Realty

The Ballen Group Short Sale Specialists in Nevada http://www.BallenGroupHomes.com Las Vegas Real Estate Agents 702-604-7739 (Office) Keller Williams Realty 3100 S Durango Drive, Suite 106 Las Vegas, NV 89117	Searching for your next home for Sale in Las Vegas involves a lot more than just picking the right house. It also means shopping for the right loan, the right movers, the right inspector and the right contractor to do the repairs. So, how do you find the "right" resources? Call The Ballen Group! Throughout our years in the Las Vegas Real Estate business, We have made some connections with the best in their business, and am now proud to refer them to anyone who is looking for their services. Many of our clients have used these professionals in the past and have been very satisfied. Call or email us if you'd like us to make an introduction for you! Sincerely, The Ballen Group
Each Office is Independently Owned and Operated.

This email was sent by The Ballen Group of Keller Williams Realty 3100 S Durango Drive, Suite 106 Las Vegas, NV , 89117

Powered by Imprev

If you do not want to receive any more communications from The Ballen Group, please click here to unsubscribe.

~ NON age Resctricted Home for Sale in Anthem Nevada with SPA , 1 Story ~

702-604-7739 - http://www.BallenGroupHomes.com or see Anthem Homes for Sale at http://www.theballengroup.com/Anthem/page_2367070.html

View Full-Sized Photo Slideshow

1353 Romanesca Dr Henderson, NV 89052 >> map it $230,000 >> mortgage calculator bed/bath: 3/2 sq. ft.: 2330 Take a Tour  mls virtual tour  virtual tour     Tools >> save this listing   contact this agent   request a showing >> email listing

Beautiful One Story Home in Anthem Heights. Not Age Restricted. Formal living, dining & separate family rooms. Gorgeously landscaped back yard make this paradise your new home sweet home. tenant on month to month lease but would love to stay if Buyer is interested. Call 702-604-7739 or visit The Ballen Group, Las Vegas and Nevada Short Sale Specialists of Keller Williams Realty Las Vegas at http://www.theballengroup.com Anthem Listings Search Anthem New Listings (38) Anthem Foreclosure Listings (117) Anthem Single Family Homes for Sale (421) Anthem Condos & Townhomes for Sale (31)

~ 21 Questions to Ask a REALTOR® in Nevada When Buying a Home in Las Vegas ~

702-604-7739 - http://www.BallenGroupHomes.com - Las Vegas Real Estate Agent in Nevada

21 Questions to Ask a REALTOR® in Nevada When Buying Your First Home in Las Vegas.

Buying your first home can be a difficult process - especially if you don't ask the right questions ahead of time. According to Kimberly Palmer, key contributor to U.S. News & World Report, a critical mistake first-time buyers in Nevada make is overlooking hidden costs that could have been revealed prior to making a purchase decision. Determining these and other critical factors can have a huge impact on your ability to find the right Las Vegas property for your needs.



When it comes to purchasing your first home, buyers need to remember that their realtor is there to help ease the process and should take advantage of each opportunity to learn from them. Similar to a lawyer or any other consultant, a realtor is your advocate and counsel for the duration of the home buying life cycle, from the home search to close of escrow.

At a minimum, these are some of the most common questions to ask a realtor when buying your first home:
1) Is the listing price in line with market value?
2) What is a fair offer on the property based on recent comparables?
3) How long has the property been on the market?
4) How motivated is the seller?
5) What price did the seller pay for the home?
6) What is the age and condition of the property?
7) How many people have owned the property?
8) What items are included in the sale (e.g. appliances, window coverings, etc.)?
9) What are the annual taxes?
10) Is there a monthly or quarterly HOA?
11) Is the current owner up-to-date on payments?
12) How quickly can the property close?
13) Has all work on the house been completed with permit and to code?
14) What schools is the property zoned for?
15) Is there much crime in the neighborhood?
16) What type of utilities does the home require (e.g. oil, gas, septic, etc.)?
17) Who do you recommend to perform the home inspection, and why?
18) Which title company do you recommend, and why?
19) What is your relationship with the listing agent?
20) Do I need to be pre-qualified to write an offer?

And most importantly:
21) Is there anything you need to tell me that I haven't already asked?

Although a list of 21 questions may seem like overkill, when it comes to buying your first home, you can never be too informed. Realtors are people too and, regardless of how celebrated or highly recommended they are, they can forget to mention important details as easily as any other. As the buyer, it is your responsibility to ask the right questions and be as knowledgeable about the home as possible.

At the end of the day, you want to be comfortable that you made the best decision to purchase your new home. Your understanding of the property and transaction will greatly determine your confidence and satisfaction level with your decision - so don't hesitate to fire away with the questions (and be sure to take notes)!

To find out more about homes for sale in Las Vegas, Special Financing Options, or to just speak with a Las Vegas Real Estate Agent, Call 702-604-7739. Qualified and Experienced Las Vegas Real Estate Agents of Keller Williams Realty Las Vegas are Standing By. You can also search for Las Vegas Real Estate like an agent at http://www.ballengrouphomes.com .

Looking for a job in real estate?

We are always interested in having exceptional real estate professionals join our team. Visit our career section for more information.

702-482-7739 - The Ballen Group, Las Vegas Short Sale Agents stops a Nevada Foreclosure. Wachovia Short Sale Closed

702-482-7739 - The Ballen Group stops a Nevada Foreclosure. Another successfully closed Wachovia Short Sale in NV.

The Ballen Group, Leading short sale agents in Las Vegas at Keller Williams Realty Las Vegas, have solved another short sale

 

The property on El Presidio was in default and the homeowner was facing Foreclosure in Nevada. After many negotiations with the bank with no solutions, the home owners contacted The Ballen Group to negotiate a Las Vegas short sale on their behalf. The process was not easy, but with the strong negotiating powers, problem solving and a comprehensive marketing process, Ballen achieved the difficult approval to close the home. As with all Las Vegas short sale approvals, there must be a ready & willing buyer to purchase the home at what the bank considers “fair market value” based on their appraisers values. The seller opted to short sale their home rather than allow a Las Vegas Foreclosure in hopes of having a better credit score and the ability to purchase Las Vegas Real Estate again in approximately 2 years. The great news here is that the entire NevadaShort sale Process only took a total of 48 days to close - Start to Finish.

The specific Short Sale Facts in this case are as follows. There was one Lien Holder – Wachovia. The Original List price was $249,900. The Sales Price was $249,900 with $7,430 in closing costs with a conventional loan. The deficiency was waived AND the seller received $3000 cash back. The first offer accepted was by the buyer who purchased the property. It took a total of 37 days to approve and 48 days total from list date to close date.

Sometimes, to avoid going through the costs of foreclosure, a bank will sanction a short sale by allowing a Buyer to purchase the home for less than the mortgage balance while the home is in pre-foreclosure stage. Pre-foreclosure state is the first of the three stages of foreclosures. NevadaHomeowners, who have either a Wachovia, World Savings or Golden West loan that is in danger ofNevada foreclosure, can be a candidate for the FAST TRACK Wachovia Short Sale Program inNevada. The new FAST TRACK program is quick and easy! First, we will place your home on theNevada Real Estate market with the proper exposure to place you in the best Nevada Short selling position. Next, we will put you in touch with the local Short Sale Manager assigned to your local area.

Benefits:
Delinquency not required. Verbal income and asset verification. No Deficiency liability against seller upon approval. Foreclosure process MAY BE STOPPED with valid buyer offer. Borrower can receive $2,500 for relocation assistance. Wachovia will also evaluate you for participation in the HAFA program. HAFA is the new set of short sale guidelines put out by Treasury Department which speeds up the short sale processing for certain types of loans- only applies to primary residences and homes which are not owned or guaranteed by FHA, Fannie Mae, Freddie Mac or VA.

Many are closing in 45 days or less with approval. (Loan must be a “proprietary loan”. Wachovia is the note holder not purely the servicer of your loan)
Richard Ballen, The Wizard of Las Vegas Short Sales, works his team magic and gets the deal done! For additional information on The Ballen Group and consulting with a Las Vegas Short Sale Specialist, Call 702-482-7739 or log on to http://www.TheBallenGroup.com

The Ballen Group

v

702-482-7739 - The Ballen Group, Las Vegas Short Sale Specialists

The Ballen Group - Lori Ballen

3100 S. Durango #106

Las Vegas, Nevada

United States, 89117

Voice 702-604-7739 SELL 702-482-7739

Website: The Ballen Group
LinkedIn: Follow The Ballen Group on LinkedIn
Twitter: Follow The Ballen Group on Twitter
Facebook: Find The Ballen Group on Facebook
XML feed: The Ballen Group feed

Las Vegas Short Sale Specialist, Las Vegas Short Sale Agent, Short Sale Nevada, Keller Williams 

as vegas short sale,las vegas shortsale,las vegas short sale agent,las vegas short sale agent in nevada,las vegas short sale agents,nevada

702-482-7739 - http://www.ShortsaleinNevada.com - Las Vegas Short Sale Specialists explain the "Approved" Short Sale in Nevada - The Ballen Group - Keller Williams Realty Las Vegas

What is a Las Vegas Short Sale?

A Las Vegas Short Sale occurs anytime the value of the property is less than the amount owed to the lender and the lender agrees to write off the difference. In other words, the homeowner is "upside down" on his loan. Short sales may be forced by a variety of situations: job loss, loss of income, divorce, medical bills, or changing payments on adjustable rate mortgages (ARMs). 

Why would a lender agree to a Las Vegas short sale? Lenders make their own business judgments when accepting or rejecting short sales. Lenders are in the business of making and servicing loans, not taking properties back through foreclosure and reselling them. They want to avoid spending time and money to foreclose, evict borrowers, and resell properties. They want to avoid paying property taxes, insurance, maintenance and repairs. They want to avoid risking theft and vandalism to the property. Before the mortgage lenders will consider a short sale, they need to know financial information about the seller and why the seller cannot pay the loan. The seller will need to submit information to the lender to assist the lender in deciding whether to accept a short sale.

Approved???? What does it mean when a Short Sale is Approved

• May simply be "Approved" for the sellers hardship - not buyer, financing, or price
• May simply be "Approved" for particular buyer's financing and offer price
• May be pre-approved at a certain price (this is not always where the agent LISTS the home)
• May have been approved months prior at a certain price and now circumstances have changed
• May be "Approved" by the bank, but Seller still needs to agree to bank terms
• WATCH THE VIDEO ON "APPROVED" SHORT SALES HERE

So you WANT to buy a Short Sale in Nevada?

Call 702-604-7739 for Short Sales in Nevada Las Vegas Short Sales, The Ballen Group, Las Vegas Short Sale Specialist Team, Keller Williams Realty Las Vegas Las Vegas Short Sales North Las Vegas Short Sales Nevada Short Sales Henderson Short Sales On Call Legal Counsel Award Winning Las Vegas Short Sale Specialist Team The Ballen Group Short Sale Nevada Professional Las Vegas Short Sale Agents

Get More Information on Las Vegas Short Sales

SEARCH FOR SHORT SALES NOW

Contact The Ballen Grouptoday to get help from an agent that specializes in your area.

The Ballen Group
Las Vegas Short Sale Specialists
3100 S. Durango #106
Las Vegas, NV 89117
(702) 604-7739

EmailWebBlogFeatured

Las Vegas Short Sale Specialists
View Listings View Blog

Las Vegas Short Sale Approval, What is a Short Sale?, Las Vegas Real Estate Agent, Nevada Short Sale Specialist, Distressed Property

las vegas short sale,las vegas shortsale,las vegas short sale agent,las vegas short sale agent in nevada,las vegas short sale agents,nevada 

~ Compare Las Vegas Neighborhoods and the Las Vegas Real Estate Market ~

Hi again, It's me, Lori Ballen from the Las Vegas Homes for Sale site you visit to see the newest properties and Real Estate Trends in Las Vegas. I just wanted to make sure that you had been Introduced to our newest web site feature -- Market Insider, the FREE report that gives you valuable, customized, and up-to-date information on real estate trends in your local communities. Whether you're buying or selling a home, you'll have access to the data you need to make informed decisions in this ever-changing market. Create a customized Market Insider report on the areas you care about most, and then sign up to receive FREE monthly updates. Market Insider provides home listing and sale prices, community demographics, school ratings, side-by-side neighborhood comparisons, and more!  Whether you are looking to sell and want local market data, or are thinking about buying and want to explore different homes and neighborhoods, here is a great resource for you!  For more information, and to discuss how to interpret this data for your situation, please reply by email or call! View Market Insider Just so you know - the DEFAULT zip code is set to 89117 where my office at Keller Williams Realty Las Vegas is, but you can change that to any zip code you like including Desert Shores 89128, Summerlin 89134, 89138, 89145 or any other area you desire. E-MAIL US IF YOU WOULD LIKE US TO SEND OVER A LAS VEGAS AND HENDERSON ZIP CODE MAP. ~ Las Vegas is on SALE and NOW is time to buy. Call The Ballen Group at 702-604-7739 right now to get started on your home search and determine your Purchase Power. We have lenders standing by to work with you if you need financing for your home purchase. Spend some time shopping online at http://www.BallenGroupHomes.com where you can search homes JUST LIKE A REALTOR. Search for Las Vegas Foreclosures and Las Vegas Short Sales or avoid them both. Enter your criteria and receive new listings in your IN BOX before the rest of the world has a chance! Start with Us. And if you need to SELL A LAS VEGAS HOME, or Short Sale a property in Las Vegas - Call 702-482-7739 now. We can help.